Real Estate
The ability for individuals to invest retirement funds in real estate has been available to owners of self directed IRAs for more than 30 years. However, it is only in the past few years that IRA account owners have invested in real estate in growing numbers. Part of the reason for this trend is the emergence of custodians, like Millennium Trust, that specialize in alternative investments and allow self directed IRA owners to hold real estate in their IRA.
Eligible Properties
A wide range of real estate can be held in a self directed IRA, as long as the investment is done properly. Millennium Trust has the knowledge, experience and expertise to assist with the self directed investment as well as custody the following real estate assets:
| • Raw Land |
• Multi-Family Units |
| • Pre-Construction Property |
• Commercial Property |
| • Residential Property |
• Apartment Buildings |
| • Condominiums |
• Boat Slips |
Investors may purchase and hold real estate in a variety of ways: direct ownership by the IRA, as tenants in common with other unrelated third parties or possibly leveraging the investment through a non-recourse loan.
Investing self directed IRA funds in real estate is not for every investor. There are certain rules and regulations that are important to understand before considering this type of investment. For more information on Real Estate IRAs, send an email to alternatives@mtrustcompany.com. Millennium Trust strongly recommends consulting with your tax, financial and legal advisors before deciding to make a self directed real estate IRA investment.
Millennium Trust does not recommend any particular investment or asset category. Investors are urged to speak with a tax or investment advisor before investing.